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Recovery guide

Replace documents lost in a fire or flood

Lost your wallet, ID, or important papers? Here’s where to get each one replaced.

Start with a driver license or state ID, since you’ll need it to replace almost everything else. USAGov also keeps an up-to-date list of where to replace each kind of ID.

Where to replace each document

Driver license or state ID

Your state motor vehicle office. Links are on each state page, or use the USAGov directory.

Social Security card

ssa.gov. Replacement is free. You may not need the card if you know your number.

Birth, marriage, or death certificate

The vital records office in the state where it happened. Find it with the CDC directory.

U.S. passport

Report it lost or destroyed (Form DS-64), then apply in person for a new one (Form DS-11). travel.state.gov.

Medicare card

Your online Medicare account or 1-800-MEDICARE.

Medicaid card

Your state Medicaid office.

Green card or naturalization certificate

USCIS (Form I-90 or N-565).

Tax returns

Request free transcripts from the IRS.

Military records

National Archives.

Bank cards and checks

Call your bank and card companies. Ask them to freeze or reissue cards.

Insurance policies

Call your agent or insurer for a full copy, including the declarations page.

Vehicle title or registration

Your state motor vehicle office.

Property deed

Your county recorder’s office.

Prescriptions and glasses

Your pharmacy and eye doctor can usually transfer or reissue them quickly.

Tips

  • Replacement fees are sometimes waived after a declared disaster. Ask.
  • Keep a list of every document you’ve requested and when.
  • Going forward, store copies of important papers in a fireproof, waterproof safe or a secure cloud folder.

This page is general information, not legal, insurance, or medical advice. Programs, phone numbers, and hours change, so confirm details with each organization. Last reviewed November 2026.

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