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Disaster help in other states

Outside our main service states? These national directories will point you to the right agencies and help lines where you live.

Every state has the same basic kinds of help. Use these national directories to find yours.

Disaster programs

Your state emergency management agency

State recovery programs and disaster declarations.

USAGov directory ↗

Local help line

Your local 2-1-1

Dial 2-1-1 from most phones in the U.S. for local shelter, food, and financial help.

Call: 211
211.org ↗

Insurance regulator

Your state insurance department

Free help with insurance problems and complaints.

NAIC directory ↗

Legal aid

Free legal aid near you

Find the legal aid program that serves your address.

LSC legal aid finder ↗

Replace your ID

Your state motor vehicle office

Replace a lost driver license or state ID.

USAGov directory ↗

Birth & marriage records

Vital records offices

Replace birth, marriage, and death certificates.

CDC directory ↗

National help lines

Emergency relief

American Red Cross

Shelter, emergency supplies, and recovery help after home fires and disasters. Ask for your local chapter.

Call: 1-800-RED-CROSS
Find your local chapter ↗

Federal aid

FEMA Disaster Assistance

Grants for housing and other needs, available only when a disaster is federally declared for your county. Apply even if you have insurance.

Call: 1-800-621-3362
DisasterAssistance.gov ↗

Low-interest loans

SBA Disaster Loans

Homeowners and renters (not just businesses) can borrow to repair a home or replace belongings after a declared disaster.

Call: 1-800-659-2955
sba.gov ↗

Emotional support

Disaster Distress Helpline

Free, confidential crisis counseling for anyone affected by a disaster. Call or text, 24/7, multilingual.

Call: 1-800-985-5990
samhsa.gov ↗

Flood claims

National Flood Insurance Program

Have a flood policy but not sure who your insurer is? The FEMA FMIX line can tell you and help you start a claim.

Call: 1-877-336-2627
FloodSmart.gov ↗

Insurance claim help

United Policyholders

Nonprofit with free guides, sample letters, and workshops to help disaster survivors through insurance claims.

uphelp.org ↗

This page is general information, not legal, insurance, or medical advice. Programs, phone numbers, and hours change, so confirm details with each organization. Last reviewed November 2026.

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